Rfecccywomens T-shirt Dress T-Shirt

The chart size says the small is a 38" bust size, but my bust is a 33"-34" will the small look sloppy?

Can i try to dress it up with white leggings, a white studed white beit or silver chain belt and bootie silver studds would this work?work?

What size should I get if I’m a size 16 women

How much stretch ?