Die With Zero: Getting All You Can from Your Money and Your Life

Die With Zero is aimed at individuals with a decent income, financial security, and who are already considering long-term savings. It's also beneficial for young people planning their future.It’s not suited for:🤑 Big Spenders – Those who adopt a YOLO mentality and spend all their money on immediate pleasures. If you fall into this category, Bill suggests: it’s wonderful that you’re enjoying life, but you need to save to avoid a stressful retirement.❌ People with no disposable income – This book is not intended for individuals who earn just enough to cover living expenses. If you're in this situation, you need to use your money for immediate survival, leaving little to no room for saving. As Bill states: "people in poverty are probably already doing all they can to get the most out of their money and their life.My Top Quotes from the book"Unlike material possessions, which seem exciting at the beginning but then often depreciate quickly, experiences actually gain in value over time: They pay what I call a memory dividend.– Bill Perkins"The business of life is the acquisition of memories. And the end that's all there is. You retire in your own memories.”💡One of the most impactful ideas I gleaned from Die With Zero is the concept of giving your fortune to your children or to charity while you’re still alive, or when they need it the most. This approach ensures that your generosity has the greatest possible impact and allows you to witness the benefits of your gifts firsthand.Definitely a good read! 👍

Concept is good. However it could have perfectly been a blog post instead of a 200 page book. Very repetitive.

Easy reading. Nice topic, but way too much for us in the rat race. No can do

We were recommended this book by some viewers to our YouTube channel, we are a retired mid 60’s couple and are probably too late in age to get the most from this book. However there was some useful ideas we got from reading the book. Bill Perkins writes in an easy to read style and makes a lot of the relevant points from his personal life.It is a good read and could appeal to readers of all ages, we feel this would be a great gift to a son or daughter in their thirties.

First things first; this book isn't for everyone. If you don't have disposable income, don't anticipate retiring with a sizeable nest egg, or don't plan to leave an inheritance to anyone when you die, you probably don't need to read this. For anyone that does expect to pass on assets on when the time comes, this is definitely worth the read.This book challenges the conventional wisdom when it comes to financial advice that says to work for as long as you can and save as much as you can for later in life. Rather than stock piling away money, this book will challenge you to think differently; to be bold but at the same time not be foolish with your money.Why spend your life working and stashing away money, if you're never going to enjoy it? Why work for as long as possible just to pass on your wealth when you die, when you could spend in now to enjoy life and all of the experiences it has to offer with your loved ones? The idea of leaving an inheritance to loved ones is a noble idea, but by the time that comes, the people you're leaving it to will likely be older and financially stable. If you want to help them, why not help them when they need it most - earlier in life when life's biggest expenses occur (college/mortgage/kids,etc).It is definitely a scary thought to start giving away/spending your money now when the future is unknown. It requires a lot more planning and thinking about what you will truly need in retirement, but I really enjoyed the ideas in the book and it definitely made me start to think differently about my finances.

It's a great book that gives your a different perspective of what truly matters in life.If you are financially successful but still have money anxiety this is a must read.

Wonderful book and one I’m recommending to all my friends and family members. It will change your opinion about golden age